Accident Victims
WSIB Benefits
The WSIB provides a wide range of benefits and services to workers who have been injured on the job and can no longer work. Either permanently or for a temporary amount of time. The benefits can include payments to cover part of your wage loss and can also cover health care costs related to a workplace injury.
What benefits am I entitled to receive after my injury?
The benefits and services you can receive from the WSIB will depend on the date you were injured.
Please note that the benefits available for workers injured in 1998 or later, (or the current laws), are different than those of the Injury Laws before 1998. If you were injured before 1998, a differing version of the law applies to you. For more information, see Injuries Before 1998.
If you were injured on or after January 1, 1998, you might be eligible for the benefits described below.
Your employer is entitled to pay your usual wages and benefits for the day that you were injured.
The WSIB can pay you 85% of your net earnings loss from the day after your injury until you can return to work, you no longer suffer a wage loss, or the WSIB believes that you should no longer be suffering a wage loss.
A non-economic loss (NEL) award recognizes the permanent effect of your workplace injury on your life outside of work. The benefit is calculated on the degree of your permanent impairment. The WSIB pays all new NEL awards as a lump sum. More substantial NEL awards can be paid monthly if you choose that option within 30 days of your injury claim.
You and your employer must co-operate in your return to work. If you cannot return to your pre-injury job with your employer, the WSIB may assist you in preparing to return to another type of work with your employer or re-enter the labour market. (Not needed)
The law may require your employer to offer you re-employment after you have healed from your injury, and you are capable of working. Not all employers have this obligation, and not all workers qualify.
Once you return to work, there may be limits to the amount of time that you can work during the week. If your employer does not offer to re-employ you after you have healed from an injury, we can assist with the re-employment process.
The WSIB may pay for healthcare-related costs as a result of your workplace injury. These benefits may include treatment by medical professionals, prescription medication and assistive devices.
For more severe injuries, the benefits may also include the services of an attendant to assist with your daily living activities, modifications to your home to enable you to live independently, or other actions to improve your quality of life.
If you continue to subscribe to your regular employer benefits, such as a dental or a pension plan, your employer must continue to contribute to these benefits for the first year that you are off work because of your workplace injury.
If you are under the age of 64 at the time of your workplace injury and receive LOE benefits for more than 12 continuous months, you will receive a retirement benefit at age 65. The WSIB pays this benefit from amounts set aside as a percentage of your LOE benefits.